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Retirement Calculator
Estimate your projected balance and target nest egg.
Read the retirement guideProjected Balance at Retirement
$0
Based on your contributions and return assumptions.
Income Target at Retirement
$0
Required Nest Egg
$0
Gap / Surplus
$0
Required Annual Contrib
$0
How this calculator works
This retirement calculator projects savings growth and compares it to the nest egg required to support your desired income in retirement.
Key assumptions
- Contributions are made annually (end‑of‑year).
- Returns are based on your expected annual return.
- Inflation adjusts your future income needs.
Example
Example: $45,000 saved, $12,000 annual contribution, 7% return, 2.5% inflation. The calculator estimates balance at retirement and the gap to your target nest egg.
FAQs
- What is “required annual contribution”? It’s the estimated yearly amount needed to reach your target nest egg.
- Should I include Social Security? Yes—enter it as Other Income in Advanced.
- What if returns are lower? Use a more conservative return to stress‑test your plan.
Sources: CFPB • Federal Reserve • IRS
Last updated: 2026-02-04